Workers’ compensation insurance protects your business from financial costs when a worker sustains a work-related injury or disease. It also protects injured workers by providing weekly payments to cover loss of earning capacity, payment of reasonable medical and rehabilitation expenses, and other entitlements.

Insurance companies have been approved by WorkCover WA and the Minister to provide workers’ compensation insurance in Western Australia.

You can obtain insurance by engaging a WorkCover WA Approved Insurer or Approved Self-Insurer. Alternatively, you can use the services of an insurance broker to negotiate with an insurer on your behalf. The Insurance Brokers’ Code of Practice describes what you can expect when dealing with a workers’ compensation insurance broker and the responsbilities of each party in the process.

Find out how the premium rate for your insurance policy is calculated, how this rate can be appealed, and your obligation to declare the amount of wages paid to your workers.

Go to Understanding your insurance premium.