Workers’ compensation insurance protects your business from financial costs when a worker sustains a work-related injury or disease. It also protects injured workers by providing weekly payments to cover loss of earning capacity, payment of reasonable medical and rehabilitation expenses, and other entitlements.

You can obtain insurance by engaging a WorkCover WA Approved Insurer. Alternatively, you can use the services of an insurance broker to negotiate with an insurer on your behalf. The Insurance Brokers’ Code of Practice describes what you can expect when dealing with a workers’ compensation insurance broker and the responsibilities of each party in the process.

Find out how the premium rate for your insurance policy is calculated, how this rate can be appealed, and your obligation to declare the amount of wages paid to your workers.

Employers may at times need to cancel their workers’ compensation insurance policy before the policy expires. If you request your insurer to cancel your policy, they will seek approval from WorkCover WA. The insurer will require you to provide a Workers’ Compensation Policy Cancellation Request Form which you must complete and return to the insurer.