Advisory Service

Information, assistance,
advice
Tel 1300 794 744...
click here for more
20 Jan 2012 - WorkCover WA is hosting a free information seminar about the workers’ compensation scheme in WA. Read more...
14 Dec 2011 - An amendment Bill will be brought to Parliament early in 2012 to clarify the workers' compensation common law insurance obligations of employers and insurers. Read more...
13 Dec 2011 - WorkCover WA has developed new Service Provision and Service Descriptions (standards) for Approved Rehabilitation Workplace Providers. Read more...

Glossary

 

Accident Year

Accident year refers to the financial year in which the accident event leading to a claim occurred, irrespective of when the claim was reported, paid or finalised.

Active Claims

Active claims are all ongoing claims as defined below (irrespective of year of lodgement) and claims lodged in the current year.

Age

A worker's age is based on chronological age (in years) at the date of occurrence of the injury.

Agency of Occurrence

The agency of occurrence refers to the object, substance or circumstance directly involved in inflicting the injury or disease.

A comprehensive list of inclusions and exclusions for each classification is available from the National Occupational Health and Safety Council's Type of Occurrence Classification System 2.1, which is available online at http://www.nohsc.gov.au.

Average Cost

The average cost represents an estimate of costs for unfinalised claims, plus the total cost of finalised claims, divided by the number of lost-time claims.

Average cost is usually attributed to the year in which a claim was lodged and associated with claims data.

Bodily Location

The bodily location of injury/disease identifies the part of the body affected by the most serious injury or disease.

A comprehensive list of inclusions and exclusions for each classification used is available from the National Occupational Health and Safety Council's Type of Occurrence Classification System 2.1, which is available online at http://www.nohsc.gov.au.

Claims Data

Information pertaining to workers’ compensation claims is reported to WorkCover WA by approved insurers and exempt employers. Information is usually collated based on the financial year in which a claim was lodged For the purposes of time-series comparisons, certain types of claims are usually excluded from claims data:

· Journey claims between home and work

· Asbestos-related diseases, including mesothelioma and  pneumoconiosis

· Disallowed or duplicated claims

· Claims with less than one working day absence from work

· Claims with less than one whole shift absence from work

Common Law Claim

A workers’ compensation claim in which a worker seeks damages against their employer in respect of a disability, if the disability was caused by negligence of the employer or other tort and compensation has been paid or is payable.

Disease

Subsection 5(1) of the Workers' Compensation and Injury Management Act 1981 (WA) defines disease as including any physical or mental ailment, disorder, defect, or morbid condition whether of sudden or gradual development. See also Injury.

Durable Return to Work

An injured worker who returned to work and is still working seven to nine months after they have returned to work.

Duration

The duration of a claim is usually calculated in working days, and is based on estimates for unfinalised claims and actuals for finalised claims.

Exempt Employer

An exempt employer is an employer exempted under section 164 of the Workers' Compensation and Injury Management Act 1981 (WA) from the obligation to insure. Also commonly referred to as a self-insurer.

Frequency Rate

Frequency rate is the number of lost-time claims per million hours worked and indicates the prevalence of workers’ compensation claims. It is based on the number of hours worked for employed persons covered by workers’ compensation.

Full Return to Work

An injured worker who returns to work at an equivalent level of pay and hours and is not receiving workers’ compensation payments.

Incidence Rate

The incidence rate is the number of lost-time claims per hundred employees (part-time, full-time, casual, and seasonal) exposed to risk.

Industry

Industry classification is based on the Australian and New Zealand Standard Industrial Classification (ANZSIC) system 1993, published by the Australian Bureau of Statistics. The ANZSIC system groups together businesses that carry out similar economic activities and is structured into a hierarchy of units reflecting different levels of description.

Injured Worker

A worker who made a workers’ compensation claim.

Injury

Injury is defined under subsection 5(1) of the Workers' Compensation and Injury Management Act 1981 (WA) as:

1. A personal injury by accident arising out of or in the course of employment or while acting on the employer’s instructions.

2. A disabling industrial disease (e.g., poisoning, lung disease, etc.).

3. A disease contracted in the course of employment or the recurrence or aggravation of a pre-existing disease where the employment contributed to a significant degree.

See also Disease.

Injury Management

Injury management is a recommended framework involving the injured worker, employer and treating medical practitioner working together to assist the worker to stay at work or return to work following a workplace injury.

From 14 November 2005 injury management was incorporated into the Workers' Compensation and Injury Management Act 1981 (WA).

Insurer

Insurers comprise of those insurers approved or formerly approved under section 161 of the Act and also the Insurance Commission of Western Australia (formerly the State Government Insurance Commission).

Journey Claims

Up to 24 December 1993, workers’ compensation claims could be lodged for injuries sustained while travelling to and from work. Journey claims have since been excluded from claims data.

Jurisdiction

Refers to the compensation authority that has responsibility for a population of injured workers. It generally refers to individual states and territories. Within Australia, two other entities exist, Comcare, which is responsible for Commonwealth agencies, and Seacare, which is responsible for seafarers.

Long Duration Claims

Long duration claims are workers’ compensation claims with 60 working days or more of lost-time.

Lost-Time Claims

Lost-time claims are claims for which the injury or disease results in an absence from work of at least one day or shift.

Manual-Handling Injuries

Manual-handling injuries are a component of the 'body stressing' group in the mechanism of injury or disease classification.

Manual handling includes muscular stress while lifting, carrying or putting down objects, muscular stress while handling objects other than lifting, carrying or putting down, and repetitive movements with low muscle loading.

Mechanism of Injury or Disease

The mechanism of injury or disease refers to the action, exposure or event that best describes the circumstances that resulted in the most serious injury or disease.

A comprehensive list of inclusions and exclusions for each classification is available at  www.nohsc.gov.au.

Nature of Injury

The nature of injury classification is intended to identify the most serious injury or disease suffered by the worker. The injury or disease suffered is generally physical, although the classification includes categories for mental illness. Injury results from a single traumatic event where the harm or hurt is immediately apparent (eg. burns resulting from an acid splash) or conversely, disease resulting from repeated or long-term exposure to an agent (eg. noise-induced hearing loss).

The full list of inclusions/exclusions for each of the categories is available from the National Occupational Health and Safety Council's Type of Occurrence Classification System 2.1, which is available online at www.nohsc.gov.au.

No Return to Work

An injured worker who is not working and is not deriving an income from employment.

Non-Durable Return to Work

Refers to a worker who returned to work for a period of time but had to stop work again due to their work related injury.

Ongoing Claims

Ongoing claims are claims lodged in a previous year, which are still open at the beginning of the current year of interest.
 
Ongoing claims are usually organised by the financial year of lodgement and exclude journey claims, no-lost-time claims and asbestos-related diseases. See also: Active Claims.

Partial Return to Work

An injured worker who returns to work in a part-time or reduced capacity and is still receiving workers’ compensation payments.

Return to Work (RTW)

An injured worker who has had time off work as a result of their work related injury and has returned to work.

Self-Insurer

See exempt employer.

Step-down

A step-down refers to the point at which weekly payments to an injured worker are reduced, currently from the 14th week after payments begin.

Young Workers

Young workers are those between the ages of 15 to 24 years at the date of injury.

 

print this page